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But has high interest rates!! Good for those who have irregular incomes Funds deposited in the OD account do not qualify for a tax deduction under Section 80C of the Income Tax Act, unlike formal principal prepayments. Avoid penalties associated with prepaying a fixed-rate home loan by using the flexible overdraft mechanism. Significantly reduce your total interest paid over the loan tenure by parking surplus funds in the account. #realestate #property #realestateinvesting #investment #realestat
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