What is Mello-Roos and Why should homebuyers care? After Prop 13 capped property taxes, California created Mello-Roos to help cities pay for new infrastructure in growing communities. These taxes help fund streets, sewers, schools, and other essentials in newer neighborhoods. Here is what you need to know: • Mello Roos usually lasts 20-40 years • Areas with higher Mello-Roos often have newer schools and better infrastructure • The tax affects your monthly payment and your loan qualification Look
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