High-yield savings accounts, in particular, have been a worthwhile alternative for many years now, thanks to the elevated interest rate climate. But the economy is slowly but surely changing again, thanks to a lower inflation rate and the prospect of another round of interest rate cuts looming.

Key takeawaysSavings account interest rates change often, so it’s not uncommon for the banks with the best rates to differ month-to-month.As you compare savings account rates, consider other features like fees,