Oscar is 20 years old, earns $2,600 a month managing a restaurant, and is carrying $19,053 in debt with his 21-year-old wife. The worst of it: a $10,000 car loan at 27% interest. When Oscar called The ...

D called into The Ramsey Show on March 25, 2026, carrying $123,000 in debt and a question about minimum payments. She had lost her father, her job, and her marriage within six months. She was ...

A $600 car payment feels manageable until you do the math on what it costs you by age 65. Ramsey has long argued that car payments are one of the fastest ways to destroy long-term wealth, and Orman ...

I have two cars. One is paid for, and I owe $23,000 on the other. These are my only vehicles. I’d like to sell the one I still ...

Dave Ramsey breaks down why you feel broke and offers a step‑by‑step plan, from zero‑based budgets to paying cash, to build ...

Personal finance expert Dave Ramsey has spent decades helping people get out of debt and take control of their money. However, in a recent conversation on “Office Hours With Arthur Brooks” podcast ...

The U.S. economy may not be the villain many people think it is. At least that's the argument from financial guru Dave Ramsey ...

DEAR DAVE: I’m 65-years old, and I work part-time. My wife is 59, and she works full-time earning about $160,000 a year. We’re both self-employed, so at what point do we stop buying term life ...